Upstart Holdings, Inc. (UPST) /
The profitability of Upstart Holdings, Inc. over the past 7 years
Chart Upstart Holdings, Inc.: operating income, net income, fiscal 2019–2025 Open the chart →Upstart Holdings, Inc. reported net income of $53.6M in fiscal 2025, the latest fiscal year on file. That year it had operating income of $42.63M. It reported a profit in 3 of the 7 years shown, and a loss in fiscal 2019, 2022, 2023 and 2024. Its highest net income in these years was $135.44M, in fiscal 2021.
Year by year
| Fiscal year | Operating income | Net income |
|---|---|---|
| 2025ended Dec 31, 2025 | $42.63M | $53.6M |
| 2024ended Dec 31, 2024 | -$172.86M | -$128.58M |
| 2023ended Dec 31, 2023 | -$256.52M | -$240.13M |
| 2022ended Dec 31, 2022 | -$113.86M | -$108.67M |
| 2021ended Dec 31, 2021 | $140.88M | $135.44M |
| 2020ended Dec 31, 2020 | $11.77M | $5.98M |
| 2019ended Dec 31, 2019 | -$4.58M | -$466K |
Fiscal years as Upstart Holdings, Inc. reports them. * Calculated by us from the company's filed figures; — no figure on file. From SEC filings, updated nightly. How each line is read.
More on Upstart Holdings, Inc.
- The revenue of Upstart Holdings, Inc.
- The cash flow of Upstart Holdings, Inc.
- The debt of Upstart Holdings, Inc.
- All of Upstart Holdings, Inc.'s financials, charted
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Not investment advice. This page shows what Upstart Holdings, Inc. filed with the SEC. Nothing here is a recommendation about any security. Check important figures against the company's own filings.